How To Buy Health Insurance In Canada

An advisor can help you apply.

How to buy health insurance in canada. If eligible you should apply for msp as soon as you arrive in british columbia as you may have to wait up to three months after your arrival date for msp to start covering your health care costs. You can buy some of our health insurance products online. Contact the ministry of health in your province or territory to know how long you ll need to wait. Many more are already living abroad. Many canadians are living abroad for work retirement or simply roaming the world for an extended vacation.

Get a quote online. Before buying additional health insurance check your employer s benefits plan to make sure that you don t buy coverage you already have. It offers free essential medical services for all canadian citizens and permanent residents. For some companies you might have to buy insurance within a certain number of days after arriving in ontario. If you want to qualify for subsidies you.

So make sure that the plan you choose suits your needs. Online purchase of personal health insurance is not available in quebec. Make sure you have private health insurance to cover your health care needs during this waiting period. In fact it has been reported by expat intelligence that there are almost 3 million canadians living outside of canada. Health insurance in british columbia is known as the medical services plan msp.

Getting a health card. The first step to ensuring adequate coverage is speaking with an insurance broker to learn what plans are available during your stay. Why canadians need to buy international health insurance when living abroad. For example you may already have coverage for glasses or dental work through your employer s plan. In some provinces you must wait sometimes up to three months before you can get government health insurance.

To find a private health insurance company you can use the ombudservice insurance finder or look online. How to get health insurance in canada until an expat becomes eligible for the public healthcare system it is strongly recommended that they get travel medical insurance or an annual international medical plan before coming to canada. Your best chance to buy affordable comprehensive health insurance is during the annual open enrollment window that runs from november 1 to december 15th.